Adjustable Ladies

Looking for a honest Refinance company help?

I'm searching very hard to find a honest Refinance Company . We were refered to a lady by a friend years ago with Aames and she practically scammed us and put us in a worst hardship then we were and then she just skipped town. We are under a adjustable rate now and it keeps adjusting every 6 months. I went back through my mortgage company chase and they decline to even help us due to income reasons. We don't have excellent credit and we don't have credit cards bills anymore, due to us filing Bankruptcy back in 2004 and now we have completed our plan and its been discharged. Could anyone refer us to a mortgage company that can possibly help us refinance our mortgage to a fixed rate. I really would appreciate your help and advice to help us out of this horrible situation, before we lose our home.
Sorry i'm in Texas

STOP! DO NOT! DO NOT! ask for loan or mortgage advice recommendations on this site, which is loaded with loan scammers and mortgage ripoffs which use this site for leads!!! This includes legal advice also. Talk to friends and really reputable real estate agents in your area, not any agent, the reallysuccessfull ones and maybe your banker, maybe.